Budgeting? - Bodybuilding Discussion on Bodybuilding.net Open Conversation

FlawedGRUNT · 01-04-2007, 01:12 PM

OK guys... im getting really fucking sick of running myself to empty on money every month... i really need help learning how to budget or advice.... i know i need to start by packing food for work instead of eating out.... bought a britta water filter to cut back on my gallon a day purchases at the gas station... i need to cut back going to the bar.....

please help.. im sick of living like this

hrdgain81 · 01-04-2007, 01:19 PM

List your exspenses, the real ones, the ones you need to live. Make an excel spread sheet.

Rent
electric
car payment
gym membership
ect

subtract all that shit from your monthly earnings. Then set aside money for food/savings/supps/ect. keep a seperate bank account for savings (out of sight out of mind) and dont dip into it unless its an absolute emergency.

You can do it bro, its just like working out. Stick to a schedual, stick to a budget.

TALO · 01-04-2007, 01:21 PM

Cutting back on the little things sure does help. Like you said the water at the gas station, the energy drinks that you stopped drinking, pack a lunch for work. It will all add up in the end.

And listen to hrdgain81.

FlawedGRUNT · 01-04-2007, 01:22 PM

i had 2 bank accounts and it just fucked me up royaly... had a hard time keeping track of both... ended up overdrafting a few times... now i have a checking and savings... saving deducts automatically from each paycheck and 1 other time a month... im trying... i just get of worrying about my money all the time...

its really probably the bar thats killing me... hard when you have friends who only wanna go out all the time...

FlawedGRUNT · 01-04-2007, 01:39 PM

I could start selling drugs!

lol jk

hrdgain81 · 01-04-2007, 01:51 PM

dude thats a bad road to travel down.

yeah cutting back on the little shit, and not sucumbing to beer pressure all the time. I used to think "i'll just get blasted at home, then go to the bar" but that shit doesnt help, i ended up spending twice as much cause i was already drunk, and i let the shots flow.

FlawedGRUNT · 01-04-2007, 01:57 PM

haha pre-gaming... yeah i tried that too... then i just end up spending more and blackout drunk... its hard having Marine Corps drinking habits running through me... ask 0311 we drink like fish hahah

Train all week... get fucked up on the weekend

verbatimreturned · 01-04-2007, 06:53 PM

Dude buy your food at costco hahha seriously if you are going to a regular grocery store you are WAY overpaying IMO. Plus why all of the alchohol if your training hard you know your not getting 100% back from your training if your drinking regularly which is anther great reason to cut down on alchohol consumption

01-04-2007, 01:12 PM	#1 (permalink)
FlawedGRUNT Rank: Member Join Date: Feb 2006 Posts: 244	Budgeting? OK guys... im getting really fucking sick of running myself to empty on money every month... i really need help learning how to budget or advice.... i know i need to start by packing food for work instead of eating out.... bought a britta water filter to cut back on my gallon a day purchases at the gas station... i need to cut back going to the bar..... please help.. im sick of living like this

01-04-2007, 01:19 PM	#2 (permalink)
hrdgain81 Rank: Light Heavyweight Experience: 5-7 Years Join Date: Mar 2005 Posts: 3,557	List your exspenses, the real ones, the ones you need to live. Make an excel spread sheet. Rent electric car payment gym membership ect subtract all that shit from your monthly earnings. Then set aside money for food/savings/supps/ect. keep a seperate bank account for savings (out of sight out of mind) and dont dip into it unless its an absolute emergency. You can do it bro, its just like working out. Stick to a schedual, stick to a budget.
	hrdgain81's Sig:"Its clear why the journey was so painful, metamorphosis, this is what I changed to, and god I'm so thankful" - Nas APT ProWristStraps www.TheLocalSpots.com Built for young professionals on a budget. AIM: TLSCEOMI

01-04-2007, 01:21 PM	#3 (permalink)
TALO Rank: Lightweight Experience: 5-7 Years Join Date: Sep 2006 Location: Alberta , Canada Posts: 1,923 Country: Gender:	Cutting back on the little things sure does help. Like you said the water at the gas station, the energy drinks that you stopped drinking, pack a lunch for work. It will all add up in the end. And listen to hrdgain81.
	TALO's Sig:"But when do you actually grow? Well, we don't grow in the gym. In the gym, we destroy. We tear down the body. We only grow when we are recovering. That's right, I said recovery. I see it all the time--people beating themselves up in the gym and not seeing results. They don't understand that hitting the weights hard is only a small part of growing or even cutting down. I could train the same all year round and get big or get ripped just by eating different and taking different supplements"

01-04-2007, 01:51 PM	#6 (permalink)
hrdgain81 Rank: Light Heavyweight Experience: 5-7 Years Join Date: Mar 2005 Posts: 3,557	dude thats a bad road to travel down. yeah cutting back on the little shit, and not sucumbing to beer pressure all the time. I used to think "i'll just get blasted at home, then go to the bar" but that shit doesnt help, i ended up spending twice as much cause i was already drunk, and i let the shots flow.
	hrdgain81's Sig:"Its clear why the journey was so painful, metamorphosis, this is what I changed to, and god I'm so thankful" - Nas APT ProWristStraps www.TheLocalSpots.com Built for young professionals on a budget. AIM: TLSCEOMI

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01-04-2007, 01:22 PM	#4 (permalink)
FlawedGRUNT Rank: Member Join Date: Feb 2006 Posts: 244	i had 2 bank accounts and it just fucked me up royaly... had a hard time keeping track of both... ended up overdrafting a few times... now i have a checking and savings... saving deducts automatically from each paycheck and 1 other time a month... im trying... i just get of worrying about my money all the time... its really probably the bar thats killing me... hard when you have friends who only wanna go out all the time...

01-04-2007, 01:39 PM	#5 (permalink)
FlawedGRUNT Rank: Member Join Date: Feb 2006 Posts: 244	I could start selling drugs! lol jk

01-04-2007, 01:57 PM	#7 (permalink)
FlawedGRUNT Rank: Member Join Date: Feb 2006 Posts: 244	haha pre-gaming... yeah i tried that too... then i just end up spending more and blackout drunk... its hard having Marine Corps drinking habits running through me... ask 0311 we drink like fish hahah Train all week... get fucked up on the weekend

01-04-2007, 06:53 PM	#8 (permalink)
verbatimreturned Rank: Lightweight Experience: 2-3 Years Join Date: Apr 2005 Location: new york Posts: 1,376 Country: Gender:	Dude buy your food at costco hahha seriously if you are going to a regular grocery store you are WAY overpaying IMO. Plus why all of the alchohol if your training hard you know your not getting 100% back from your training if your drinking regularly which is anther great reason to cut down on alchohol consumption

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