i had 2 bank accounts and it just fucked me up royaly... had a hard time keeping track of both... ended up overdrafting a few times... now i have a checking and savings... saving deducts automatically from each paycheck and 1 other time a month... im trying... i just get of worrying about my money all the time...

its really probably the bar thats killing me... hard when you have friends who only wanna go out all the time...