Same as ever: cardio and diet. You say yourself you could lose some treats like the turtle sundae, so go ahead and lose 'em. That stuff right before bed is probably not the best idea.

What does your routine look like? I don't mean just lifting, either, though that's part of it - do you do any cardio?

IK said it well - diet HAS to be in place to lose fat, cardio is an auxiliary tool to help you get there, and, just to keep some perspective, those 'trouble spots' (like love handles for most people, your stomach for you) are gonna probably be the last place the fat starts disappearing from.