I agree with post #3. Any simple creatine mono is fine to take. It is not used for fat loss, but it will help with your weight training. This in turn will help with builing lean muscle which will help with fat loss in the future.

I do, however, recommend loading. (Although it's not necessary) I believe you can get to the benefits of using creatine sooner by loading.

You can load by taking 20-30 grams throughout the day 4-7 days.
Afterward, maintain by taking 5-15 grams a day.