if i was you i would stay away from the cutting supplements for now.

Discipline your eating and traning habits.

It's very important to have your body clean, so that you can make sure that the training is really working (losing fat naturaly), when you get to that fat that is hard to lose, that is when you should take the cut supplements.
This also will prevent your body to get habits on the supplement, so that in the end, when you only have the stubborn fat, the cutting supplements will have a great effect.